Did your loan recently move to Rushmore? Here’s what you ought to understand

Rushmore Loan Management Solutions

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Did your loan recently transfer to us? discover more.

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Loan Payment Alternatives

Pay on the web, by phone, car draft, instantly mail, and lots of different ways. Get the full story.

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Current clients can login to speak to us or deliver safe communications. Instead spending some time in the phone? You can easily achieve us by phone during our business hours.

What the results are now?

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Whenever can I receive my information package from Rushmore?

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Do any regards to my loan modification whenever my loan transfers?

Generally speaking, the terms of your loan will likely not alter as being a total outcome of the transfer of servicing. Rushmore will honor the regards to your loan that have been in position along with your previous servicer, including any repayment that is existing or loan mod to that you consented along with payday loans in New Hampshire your previous servicer. Contact Customer Care toll-free at 888-504-6700 Monday – Friday 8:00AM – 6:00PM CST for those who have concerns.

In the event the loan is owned by Fannie Mae or Freddie Mac, you’ll reach customer support for the loan by calling, toll-free, (888) 616-5400, Monday – Friday 8:00AM – 6:00PM CST.

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Will my loan again be transferred?

It’s possible that as time goes by, your loan might be utilized in another servicer. That choice shall be manufactured by the owner of one’s loan. In the event that servicing of one’s loan is transported once again, you shall get written notification.

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exactly How when do we make my homeloan payment to Rushmore Loan Management?

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What goes on towards the automated repayment we had with my prior servicer?

To learn if the automated payment that is monthly move to Rushmore, please check out the transfer observe that had been delivered by the prior servicer. The notice will suggest should your payment that is automatic will moved.

Automated Payment Not Moving:

In case your automated monthly premiums aren’t moving to Rushmore, once you’ve your brand-new loan quantity, you can easily setup payment that is automatic as soon as you check in.

Automated Payment Transferring:

In case your automated payment that is monthly utilized in Rushmore by the previous servicer please take note your automated payment may not be modified online. If you wish to alter your automated repayment, just call us toll-free at 888-504-6700 Monday – Friday 8:00AM – 6:00PM CST and then we makes those modifications on the phone.

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We sent my re re payment to my past servicer. Will my payment be forwarded?

Yes. Your servicer that is previous will any re payment they get to Rushmore within sixty (60) times after your loan is moved, and we’ll credit it to your loan. This service may no longer be provided and any payment sent to your prior servicer may be returned to you after the sixty (60) days.

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If my loan ended up being transmitted from Rushmore and I also deliver my re re payment for you, will my payment be forwarded to my brand brand brand new servicer?

Yes. In case the loan ended up being transported from Rushmore, Rushmore will ahead any payments received within sixty (60) times after the effective date associated with transfer to your servicer. Following the sixty (60) times, this solution may no further be supplied and any payment received by Rushmore can be gone back to you.

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My home loan simply utilized in Rushmore; do I need to contact my insurance provider?

While your servicer that is prior will your insurance company associated with transfer, it’s strongly suggested which you confirm your carrier happens to be correctly notified. In case they didn’t accept notification, please ask your insurance company to improve the mortgagee clause to: Rushmore Loan Management Services LLC, its successors and/or assigns ATIMA PO Box 692409 San Antonio, TX 78269-2409 Note: Please make fully sure your Rushmore loan quantity is roofed on any insurance coverage documents delivered to Rushmore.

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Whenever will my year-end 1098 Mortgage Interest declaration be mailed?

Rushmore is needed to mail the yearly year-end statement to you by January 31st of each and every 12 months.

How do we obtain a copy of my 1098 interest declaration?

In the event that you destroyed your 1098 interest declaration, or require an extra content at a later time, you could get access to it on our internet site in the “Year End Statement” tab. You can also phone customer service toll-free at 888-504-6700 Monday – Friday 8:00AM – 6:00PM CST.

You will find multiple property holders in the loan, you have just reported the interest under one Social Security quantity. Why didn’t you report under both Social safety numbers?

Rushmore reports interest beneath the primary mortgagor’s Social Security quantity. Rushmore will not figure out how the attention is advertised on the taxation return. You need to seek the assistance of a tax pro to ensure you may be claiming the amount that is correct. Rushmore is certainly not lawyer or taxation consultant, and doesn’t offer income tax advice.

The 1098 year-end statement I received had been reported in my own ex-spouse’s title and Social safety quantity. Can you correct it to mirror my title and Social safety quantity?

Rushmore states interest underneath the primary Social Security that is mortgagor’s quantity. Rushmore will not figure out how the attention is reported on your own income tax return. Any appropriate documents you have actually should reflect that has the ability to claim the attention compensated. You ought to look for some help from a tax expert to ensure you might be claiming the correct quantity. Rushmore just isn’t lawyer or taxation consultant, and will not offer taxation advice.